Business and Professional Liability Insurance
Business and Professional liability insurance from State Farm® can help you and your small business pay defense costs and judgments that come from liability claims or claims of professional negligence, error, or omission.
Commercial
Liability Policy
Business liability insurance can help protect your business from lawsuits up to a certain limit. It may take only one substantial judgment or settlement to put your financial future at risk. A State Farm Commercial Liability Umbrella Policy can provide the extra financial protection for your business needs. Available in $1 million increments, it offers broad coverage at a sensible price.
Professional Liability Policy
Specifically designed for certain professions.- Architects and engineers
- Accountants and related businesses
- Dentists
Business Owners Policies
State Farm’s Business Owners Policies also offer property, general liability, and professional liability protection as a convenient package for other business types, such as Funeral Director, Hearing Aid Specialists, Notary Public, and Opticians Professional Liability.
Business and Professional Liability Options
Errors and Omissions Liability
Employment Practices Liability Insurance (EPLI)*
Not-for-Profit Organization Liability with EPLI*
Condo and Homeowners Association Directors and Officers Liability
with EPLI
- Directors & Officers Liability — An act, error or omission, misstatement or misleading statement, neglect or breach of duty by the Organization or by the Individual Insureds
- Discrimination Against a Third Party (someone who is not an employee or applicant for employment)
- Wrongful Employment Practice (including discrimination, harassment, employment termination and retaliation)
*Return to reference EPLI policyholders will be given access, at no additional cost, to a human resources loss prevention website and employment advice helpline.
Disclosure This is only a general description of coverages of the available types of insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all businesses and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements. State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.State Farm Fire and Casualty Company
Bloomington, IL
State Farm General Insurance Company
Bloomington, IL
State Farm Florida Insurance Company
Winter Haven, FL
State Farm Lloyds
Richardson, TX