Renters insurance for the price of a couple of lattes
Save up to 17% with insurance discounts and savings
If you choose to bundle your renters and auto policies, you could save enough to cover your renters policy.1 That’s at least worth a high five.
Coverage for your things
Like a good neighbor,
we have your back
What is renters insurance?
Your tech to your tufted sectional
From cameras to smartphones to smart looking furniture, your personal property is covered2 for accidents related to fire, smoke, covered water damage, wind, theft, vandalism and more.
Your apartment and beyond
Left your laptop in the backseat? No worries. Your personal property is covered2 for accidents in your home or apartment, and your things are also covered in a storage closet, your deck, or even your car.
Your identity
As more of your life is online, it’s important to keep your personal information safe. With renters insurance you may even add identity theft coverage with monitoring alerts and professional support.
Different needs? We've got you for renters insurance
Renters insurance covers2 your stuff — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment, condominium, or rental home. It may also cover your stuff outside your place.
Renters coverage costs less than you might think. Based on the National Association of Insurance Commissioners (NAIC) survey, renters insurance runs about $15 a month for approximately $35,000 in coverage limits. That’s solid coverage for less than the cost of a few cups of coffee a week.
Liability is for your protection. This means you can be covered if someone hurts themselves at your home or there’s property damage subject to policy provisions. Renters insurance may also pay for legal fees and medical expenses.
Want to insure your cat or dog? You could add pet medical insurance.
Personal property coverage gives you protection2 from accidents related to fire, smoke, covered water, wind, theft or vandalism – among other things.
Performing a home inventory is a good way to determine how much property coverage you need. Follow this step-by-step checklist to inventory your personal property:
- List each item, when you acquired it, and the purchase or current value.
- Total the amounts of these items for a rough idea of what your property is worth.
1 Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.
2 On a named peril basis.
Disclosure
State Farm Fire and Casualty Company
Bloomington, IL
State Farm General Insurance Company
Bloomington, IL
State Farm Florida Insurance Company
Winter Haven, FL
State Farm Lloyds
Richardson, TX