Boat insurance
Get a quick boat insurance quote
Or have an agent contact me.
For questions about the process, items needed for a quote may help.
What sets State Farm® Boat Insurance apart
What sets State Farm® Boat Insurance apart
- You get personalized service from any one of our 19,000 agents nationwide.
- You get the same reliable service from the largest auto insurance provider in the U.S.1
- You get your claim handled promptly and reliably.
- You may be eligible for 24/7 roadside assistance coverage.
What boat insurance covers2
Types of perils we insure against
- Sinking
- Fire
- Theft
- Storms
- Collision
- Capsizing
- Explosion
- Stranding
Property coverage examples
- Boat, motor, trailer
- Equipment permanently attached to the boat
- Anchors
- Electric trolling motors
- Oars
- Extra fuel tanks
- Tools
- Detachable canopies
- Seat cushions
- Life preservers
- Ski and their tow ropes
- Dinghies
Types of boats insured
- Runabout/sport boats
- Cruiser/yachts
- Sailboats
- Bass/fishing boats
- Jet skis
- Houseboats
- Kayak/canoes
Boat liability insurance coverage
Contact an agent to find out more
Additional coverages
Additional coverages
Additional coverages
Additional coverages are automatically included in your base contract. If you have questions or other insurance needs, contact your agent to find out what options are available to you.
Newly Acquired boat
Emergency service
Temporary repairs
Wreck removal
Optional Coverages
Optional Coverages
Optional Coverages
Learn what new optional coverage endorsements are available in your area. Contact your agent to find out.
Boat rental liability
Boat rental reimbursement and liability
Incidental commercial fishing
Boat rented to others
Fishing tournament fee reimbursement
Uninsured/underinsured watercraft coverage
Different needs? We’ve got you for recreational vehicle insurance
Want to know more about boating?
1 Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2022.
2 Our boat insurance policy provides for replacement cost coverage on repairs. Total loss claims are settled on an agreed value basis, meaning you will be reimbursed based on your policy coverage limits.
3 Subject to policy provisions and exclusions.
This is only a general description of available coverages and is not a statement of contract. All coverages are subject to policy provisions and applicable endorsements. For further information, see your State Farm agent .
State Farm Fire and Casualty Company
State Farm General Insurance Company
Bloomington, IL
State Farm Florida Insurance Company
Winter Haven, FL